Save With Dave

Save With Dave: Insurance Savings

It's one of those bills you pay without thinking about it: Insurance. In this report, I'll show you how to some extra cash on those premiums.

You probably already know that bundling all your insurance policies with one company will cut your costs, but you can also save money depending on when you pay and who you are.

I bet you pay your car and home insurance every month. maybe it's automatic withdrawal from your bank account so you don't even have to worry about it. Here's a better idea, pay those premiums in a lump sum, once or twice a year and save some cash

"There's no question that if you pay it all off at the time that the premium is due you're going to save money because you won't have any of the fees associated with the ability to pay over time," said Jeff Sauls, Farmer's Insurance.

Jeff Sauls from Farmer's Insurance says you should also make sure you're getting all the discounts you deserve.

"For homeowners, your discounts will be new construction sometimes comes with a discount.  if you've got a fire alarm," said Jeff. "There are senior discounts and there are good student discounts available for taking defensive driving courses."

All it takes is a phone call to make sure your policies are the cheapest they can be.

"If you've got an agent, go to your agent and say, 'I just want to make sure I'm getting all the discounts I'm entitled to. Can we kind of go through them and make sure they're all there?'" said Jeff.