http://cbs13.com/moneymattersen-USSun, 22 Nov 2009 06:43:15 GMT5http://cbs13.com/moneymatters/free.credit.report.2.1318687.htmlhttp://cbs13.com/moneymatters/free.credit.report.2.1318687.htmlQuestion: I have heard advertisements about being able to get your credit score on line for free. Every site I have searched has some purchase or sign-up at a monthly charge attached to it. Is there really a truly free site with no memberships or fees?

- Judy ]]>Tue, 17 Nov 2009 22:56:11 GMThttp://cbs13.com/moneymatters/home.owner.insurance.2.1251006.htmlhttp://cbs13.com/moneymatters/home.owner.insurance.2.1251006.htmlQuestion: I have found a home to purchase recently, my agent asked me: "What Homeowner Insurance am I going to use?"

We just stated getting accepted on our bids. What do I do? I don't know how much I'm suppose to get or anything about this. Can you help explain all this to me? Do we put money down? 

Thank you,

Dawn C.


]]>Thu, 15 Oct 2009 21:02:29 GMThttp://cbs13.com/moneymatters/mortgage.home.rate.2.1127867.htmlhttp://cbs13.com/moneymatters/mortgage.home.rate.2.1127867.htmlQuestion: How does filing a chapter 7 bankruptcy at the same time as working on a loan modification - on a property that is not an asset because you owe more on the loan than the house is worth - impact your chances of getting the loan modification?

-Anonymous

]]>Fri, 14 Aug 2009 22:56:06 GMThttp://cbs13.com/moneymatters/mortgage.home.rate.2.1099172.htmlhttp://cbs13.com/moneymatters/mortgage.home.rate.2.1099172.htmlQuestion: I currently have a 30 year home equity loan at about 6.5% for $197,000, my house is valued at about $375,000.  i am only one year into my loan but i would like to get a better interest rate,  the problem is my wife has been on disability for over a year so we only have one income to show and it is not enough to qualify for a new rate. Do you have any suggestions?
- Jack
]]>Fri, 24 Jul 2009 07:13:26 GMThttp://cbs13.com/moneymatters/credit.card.credit.2.1095423.htmlhttp://cbs13.com/moneymatters/credit.card.credit.2.1095423.htmlQuestion: Does paying off credit in  full hurt credit rating?  Your insight into what would be the best way to proceed would be much appreciated.  A little advice would go a long way right now. Thank you.  

- Kim
]]>Tue, 21 Jul 2009 22:44:44 GMThttp://cbs13.com/moneymatters/529.school.investments.2.998578.htmlhttp://cbs13.com/moneymatters/529.school.investments.2.998578.htmlQuestion: I have money set aside for my 16 year old son's college education.  Since I'm going to be using the money in the next few years I want a very safe investment.  I've heard of 529 plans, are there any available that would allow me to invest in insured certificates of deposit?

- Mike R.

]]>Thu, 30 Apr 2009 22:55:10 GMThttp://cbs13.com/moneymatters/tax.credit.stimulus.2.972509.htmlhttp://cbs13.com/moneymatters/tax.credit.stimulus.2.972509.htmlQuestion: I'm considering buying a new Prius. Are there any tax credits or rebates in the stimulus bill?

- Steve B.
]]>Tue, 31 Mar 2009 20:34:22 GMThttp://cbs13.com/moneymatters/taxes.property.money.2.944122.htmlhttp://cbs13.com/moneymatters/taxes.property.money.2.944122.htmlQuestion: I am nine months behind on my mortgage.  I was working with my lender to modify my loan.  After four months of paying the loan modification payments to my lender they came back and said they denied our modification do to our house not being reaffirmed in our bankruptcy in 2007. Do you have any suggestion's or advice as to how I might be able to stay in my home?
]]>Thu, 26 Feb 2009 00:13:23 GMThttp://cbs13.com/moneymatters/taxes.property.money.2.938034.htmlhttp://cbs13.com/moneymatters/taxes.property.money.2.938034.htmlQuestion: The State has mentioned to delay our tax return this year.  Our property tax is due in April.  In the past, we usually waited for our tax return to pay for the property tax.  Can we delay our property tax this year without penalty?

]]>Wed, 18 Feb 2009 19:30:13 GMThttp://cbs13.com/moneymatters/credit.cards.money.2.938024.htmlhttp://cbs13.com/moneymatters/credit.cards.money.2.938024.htmlQuestion: My friend is 66 and with new health costs and fixed income, she is struggling to make ends meet. Is there any help for seniors, such as she, to modify their home loans so that they can stay in their homes?

]]>Wed, 18 Feb 2009 19:30:38 GMT